Steps to Improve Your Credit Score

A low credit score doesn't mean someone cannot receive approval on an auto loan, but a higher score could open more options. A higher score might also lead to better interest rates and terms. Anyone currently suffering from bad credit could benefit from taking a few steps to improve their score.

Finding out your score and reviewing a credit report might be the first steps to take. Reviewing the report reveals where the deficiencies are. If there's a default on the report, perhaps contacting the creditor and making arrangements to pay the debt seems helpful.

Reviewing a credit report provides an opportunity to make sure everything is accurate. Incorrect information could bring someone's score down. Poor financial decisions may do the same, so taking steps to pay everything on time and lower debt-to-credit ratios may be wise plans.

Our Cedar Rapids, IA dealership has numerous vehicles available for sale. Contact the finance team at Cassill Motors to inquire about car loans today.